Youth Banking

Minor Savings Accounts

  *Minor Savings**
(must be 22 years of age or younger)
Minimum Opening Balance $25
Earns Interest √
Quarterly Fee None
Night Depository √
Online Banking √
Email Statements √
Mobile Banking √

* $2.00 Excess Withdrawal Charge per withdrawal after 9 withdrawals during a calendar quarter.

** A closing fee of $20 will be charged if your account is closed within 60 days of opening.

EZCard - Simple Solutions.

Wouldn’t it be great if there was a banking product that helped teach our young people the responsibility of managing money, but could also be conveniently managed along with your own banking errands? Now, there is with the FNB EZCard. The EZCard allows the adult to set customizable daily limits below the standard debit card limits (i.e. $10/day) and easily use online and mobile banking to transfer between this account and any other FNB checking account owned by the adult. The EZCard can be tied to any checking account owned by the child and the parent/guardian. Plus, it can be used with a digital wallet!


Always keeping your best interest in mind, FNB is now offering EverAlert, a debit card activity notification system that keeps you updated on recent transactions.

  • Sign up for notifications at your local FNB branch.
  • Receive notifications by text, email or both within minutes of a debit card transaction.
  • Notifications include all approved, declined or both types of debit card transactions.
  • FREE to all FNB debit cardholders. There is no extra charge applied to this service.*
  • If there is unusual activity, please contact FNB immediately by calling 618-842-2107.

After bank hours, please call 618-842-2107 and press 8 to be connected to our after-hours Card Sentry Fraud department.

*Wireless carrier text message rates/charges may apply.

FNB Street Team

Hey students! We want you to join our team.

Join the FNB Street Team and help FNB professionals develop project strategies for marketing the bank’s products and ideas to young people. You’ll get the opportunity to have a voice with our banking team and to bring your personal creativity to our brainstorming sessions.

We’ll provide a host of incentives as you help us better serve the community and tell the FNB story. Some ways to participate include: engaging in focus groups; wearing FNB tees to special events; attending and participating in Street Team events and networking.

We know that you’re building a resume for college and looking for opportunities to be a part of something outside of classrooms and clubs. In addition, the FNB Street Team will give you a chance to learn from financial and marketing professionals about careers that might interest you in the future. Qualifications

  • You must be an active student from the list of schools on the opposite side of this sheet.
  • You will be required to attend a one-hour orientation session.
  • You must be willing to open an account with an FNB EZCard.

Apply Online