Checking Rates

Interest Rates and Annual Percentage Yields are current as of Sat, Jul 31, 2021

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Product Name Minimum
Opening Deposit
Interest Rate APY*
Moolah Cash**† $100.00    
       If qualifications are met       
up to $20,000.00   2.96% 3.00%
$20,000.01 and up   0.25% 3.00% to 0.71%
       
       If qualifications are not met    0.05% 0.05%
       
Secure Plus Account** $100.00    
up to $999.99   0.05% 0.05%
$1,000.00-9,999.99   0.10% 0.05% to 0.10%
$10,000.00 and up   0.30% 0.10% to 0.29%
       
Business Plus Account**†      
up to $24,999.99   0.05% 0.05%
$25,000.00 and up   0.25% 0.05% to 0.21%
       
Business Now Account** $500.00***    
up to $999.99   0.01% 0.01%
$1,000.00-9,999.99   0.02% 0.01% to 0.02%
$10,000.00-49,999.99   0.03% 0.02% to 0.03%
$50,000.00 and up   0.05% 0.03% to 0.05%
       
Preferred Business Now Account** $500.00***    
up to $999.99   0.01% 0.01%
$1,000.00-9,999.99   0.02% 0.01% to 0.02%
$10,000.00-49,999.99   0.03% 0.02% to 0.03%
$50,000.00 and up   0.05% 0.03% to 0.05%
       
Business Super Now Account** $1,000.00***    
up to $9,999.99   0.03% 0.03%
$10,000.00-49,999.99   0.05% 0.03% to 0.05%
$50,000.00 and up   0.07% 0.05% to 0.07%
       
Money Market Account** $2,500.00***    
$2,500.00-9,999.99    0.03% 0.00% to 0.02%
$10,000.00-49,999.99   0.05% 0.03% to 0.04%
$50,000.00-99,999.99    0.10% 0.04% to  0.07%
$100,000.00 and up   0.15%  0.07% to 0.12%
       
Business Money Market Account** $2,500.00***    
$2,500.00-9,999.99    0.03% 0.00% to 0.02%
$10,000.00-49,999.99    0.05%  0.03% to 0.04%
$50,000.00-99,999.99    0.10%  0.04% to 0.07%
$100,000.00 and up   0.15%  0.07% to 0.12%
       
Preferred Money Market Checking** $15,000.00***    
$15,000.00-24,999.99   0.05% 0.00% to 0.02%
$25,000.00-99,999.99   0.10% 0.02% to 0.08%
$100,000.00-250,000.00   0.15% 0.08% to 0.12%
$250,000.01 and up   0.20% 0.12% to 0.16%
       
Preferred Business Money Market Checking** $15,000.00***    
$15,000.00-24,999.99   0.05% 0.00% to 0.02%
$25,000.00-99,999.99   0.10% 0.02% to 0.08%
$100,000.00-250,000.00   0.15% 0.08% to 0.12%
$250,000.01 and up   0.20% 0.12% to 0.16%

* The Annual Percentage yield for all deposit accounts with a term of one year or longer is calculated assuming annual compounding.

** The rates may change after account is opened.

*** The minimum opening deposit amount is the same for the minimum to obtain the annual percentage yield.

† Fees could reduce the earnings on the accounts.